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OUR USEFUL BANKING SERVICES

 

The Accounts are Short Term and Long Term Deposits.  

Rate of interest from time to time :

Category

A/c opened
01.01.99 to 14.1.2000

 A/c opened
15.01.2000 to 28.02.2001  

A/c opened
01.03.2001 to 28.02.2002

 A/c opened    01.03.2002                  to   28.02.2003  A/c opened    01.03.2003                 to   onwards

1 year TD

 9 %

 8 %

7.5 %

7.25 %

 6.25 %

2 year TD

10 %

 9 %

8 %

7.50 %

 6.50 %

3 year TD

11 %

10 %

9 %

8.25 %

 7.25 %

5 year TD

11.5 %

10.5 %

9 %

8.50 %

 7.50 %
 
  1. Only one deposit in one account, in multiples of Rs.200/-. No maximum limit.
     

  2. Annual interest can be automatically credited to savings account of the depositor.
     

  3. Premature withdrawal is allowed :

      i.   After 6 months and within one year...............No interest.
      ii.  After one year ..............................................At reduced rate of interest. i.e. 2% less than the rate applicable on completed years type of a/c.

     

  4. Accounts which are not closed after maturity date earn Post maturity interest for a maximum period of 2 years at the rate of interest applicable to savings account.

Time Deposit

Scheme

Rate of Interest

Limits

Tax Benefit

Time Deposit

1  year

2  year

3  year

5  year

 

 

6.25%

6.50%

7.25%

7.50%



In multiples of Rs. 50/-

No Limit



Interest exempted
up to Rs.9000/- along with other such income as per Sec.80L


Note : Facility for nomination available

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